PSd, Ltd. a NM Mortgage Broker
01 Ridge Court
Placitas, NM 87043
off: (505)908-1057
fax: (866) 745-7108
Email Us
Web Site
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| Loan Info |
Purchase |
| Loan Amount |
$200,000.00 |
| Property Value |
$300,000.00 |
| Loan to Value |
66.67% |
| Occupancy |
Primary Residence |
| Property Type |
Single Family |
| Fico Score |
680 - 699 |
| Monthly Payment |
$2,227.79 |
| Loan Type |
10 Year Fixed |
| Rate |
5.875% |
| Points |
-1.193% |
| APR |
6.070% |
|
Loan Fees| 802 | Loan discount points | ($2,386.00) |
Lender Fees| 803 | Appraisal | $525.00 | | 805 | Lender's inspection fee | $0.00 | | 808 | Tax service | $75.00 | | 809 | Underwriting fee | $795.00 | | 810 | Administative fee | $0.00 | | 812 | Commitment fee | $0.00 | | 821 | Documentation preparation fee | $150.00 | | 822 | Flood certification | $10.00 |
Third Party Fees| 801 | Origination fee | $2,000.00 | | 804 | Credit report | $30.00 | | 806 | Mortgage insurance application fee | $0.00 | | 807 | Assumption fee | $0.00 | | 818 | Processing fee | $350.00 |
Title Company Fees| 819 | Courier/mailing fees | $30.00 | | 820 | Wire transfer fee | $30.00 | | 1101 | Settlement or closing fee | $220.00 | | 1102 | Title search fee | $0.00 | | 1103 | Title examination fee | $0.00 | | 1104 | Title insurance binder | $100.00 | | 1105 | Documentation preparation fee | $0.00 | | 1106 | Notary fees | $0.00 | | 1107 | Attorney's fees | $0.00 | | 1108 | Title insurance | $0.00 | | 1109 | Lender's coverage | $125.00 | | 1110 | Owner's coverage | $1,240.00 | | 1111 | Delivery/Courier service | $40.00 | | 1112 | Wiring | $20.00 | | 1113 | Environment Endorsement Fee | $0.00 | | 1201 | Recording fees | $75.00 |
Government Fees| 1202 | County tax stamps | $0.00 | | 1203 | State tax stamps | $0.00 | | 1204 | City tax stamps | $0.00 | | 1205 | Intangible taxes | $0.00 |
Lender Prepaid Items| 901 | Interest | $489.58 | | 902 | Mortgage insurance | $0.00 | | 903 | Hazard insurance | $720.00 |
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Summary
Loan Fees | ($2,386.00) | Lender Fees | $1,555.00 | Third Party Fees | $2,380.00 | Title Company Fees | $1,880.00 | Government Fees | $0.00 | Lender Prepaid Items | $1,209.58 |
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Total Estimated Settlement Charges |
$4,638.58 |
Assumptions
These rates are based on the following assumptions:
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30 day rate lock
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Full documentation
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Qualifying credit
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Primary residence
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Qualifying down payment (varies depending on credit worthiness of applicant)
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