Detailed Mortgage Information Sheet

Thursday, March 28, 2024
PSd, Ltd. a NM Mortgage Broker
01 Ridge Court
Placitas, NM 87043
off: (505)908-1057
fax: (866) 745-7108
Email Us
Web Site
Loan Info
Refinance cash out
Loan Amount
$200,000.00
Property Value
$300,000.00
Loan to Value
66.67%
Occupancy
Primary Residence
Property Type
Single Family
Fico Score
680 - 699
Monthly Payment $1,535.63
Loan Type 20 Year Fixed
Rate
6.875%
Points 0.206%
APR 7.180%
Loan Fees
HUD #Loan FeesCost
802Loan discount points$412.00
Total Loan Fees$412.00
Lender Fees
HUD #Lender FeesCost
803Appraisal$525.00
805Lender's inspection fee$0.00
808Tax service$75.00
809Underwriting fee$795.00
810Administative fee$0.00
812Commitment fee$0.00
821Documentation preparation fee$150.00
822Flood certification$10.00
Total Lender Fees$1,555.00
Third Party Fees
HUD #Third Party FeesCost
801Origination fee$2,000.00
804Credit report$30.00
806Mortgage insurance application fee$0.00
807Assumption fee$0.00
818Processing fee$350.00
Total Third Party Fees$2,380.00
Title Company Fees
HUD #Title Company FeesCost
819Courier/mailing fees$30.00
820Wire transfer fee$30.00
1101Settlement or closing fee$220.00
1102Title search fee$0.00
1103Title examination fee$0.00
1104Title insurance binder$100.00
1105Documentation preparation fee$0.00
1106Notary fees$0.00
1107Attorney's fees$0.00
1108Title insurance$0.00
1109Lender's coverage$125.00
1110Owner's coverage$1,240.00
1111Delivery/Courier service$40.00
1112Wiring$20.00
1113Environment Endorsement Fee$0.00
1201Recording fees$75.00
Total Title Company Fees$1,880.00
Government Fees
HUD #Government FeesCost
1202County tax stamps$0.00
1203State tax stamps$0.00
1204City tax stamps$0.00
1205Intangible taxes$0.00
Total Government Fees$0.00
Lender Prepaid Items
HUD #Lender Prepaid ItemsCost
901Interest$572.92
902Mortgage insurance$0.00
903Hazard insurance$720.00
Total Lender Prepaid Items$1,292.92
Summary
Loan Fees
$412.00
Lender Fees
$1,555.00
Third Party Fees
$2,380.00
Title Company Fees
$1,880.00
Government Fees
$0.00
Lender Prepaid Items
$1,292.92
Total Estimated Settlement Charges $7,519.92

Assumptions

These rates are based on the following assumptions:

  • 30 day rate lock 
  • Full documentation
  • Qualifying credit
  • Primary residence
  • Qualifying down payment (varies depending on credit worthiness of applicant)